

Your Partner in Prosperity.
Save. Invest. Grow. — UASA Sacco empowers you to achieve financial freedom with trusted co-operative financial services.
Built for the way modern Kenyans grow wealth.
Low Interest Rates
Competitive rates that put more money back in your pocket.
Fast Loan Processing
Same-day approval on emergency loans. No lengthy waits.
Digital Banking
Mobile app, USSD *886#, WhatsApp & web portal — anytime.
Deposit-Based Loans
Borrow up to 3× your deposits with flexible terms.
Tailored for every kind of dreamer.
Salaried Members
Checkoff deductions, instant loans, and tailored savings plans for employed Kenyans.
SMEs
LPO financing, working capital and business development loans built for growth.
Chamas & Groups
Group savings, joint loans and investment products for collective prosperity.
Become a member in three simple steps.
All you need is your ID and a phone with M-Pesa. Membership activates the same day.
Pay Registration Fee
Ksh 1,000 via M-Pesa Paybill 400200, Account 01134773984500.
Send Payment Details
Email uasakenya2020@gmail.com or WhatsApp 0724108984.
Receive Certification
We issue your receipt and UASA-K SACCO membership certificate.
Real stories. Real prosperity.
"Got my emergency loan in 24 hours when I needed it most. The team genuinely cares."
"LPO financing helped me deliver a Ksh 2M contract. UASA is a true business partner."
"Our group earned solid dividends and our savings grew steadily year after year."
A movement of APBET school directors.
From the launch at Meridian Hotel to packed members' assemblies — UASA-K SACCO is built by directors, for directors.




Stories, tips & updates from UASA.


Director Voices: Why APBET Schools Joined
5 Smart Ways APBET Schools Can Save in 2026
Start building the life you want — today.
Join 18,500+ Kenyans growing their wealth with UASA.